A successful communication program is critical to the success of a company’s retirement plan. We review the wide variety of options available with the retirement plan committee and create the most appropriate program for the employee population. Consistent implementation of the plan increases employee understanding and participation while raising the profile and appreciation of the benefit.
A consistent process that leads to consistent results:
We are your single point of contact. We work directly with your management team, plan advisor and other top retirement plan record-keepers to ensure a singular experience.
Strategic relationships with other top retirement plan record-keepers allow us the ability to find the perfect solution for any business.
Expert Plan Compliance Services and IRS/DOL Reporting
We have complete independence with no proprietary funds and without any restrictions on fund selections. Our open architecture retirement platform was developed in response to this growing need for professionally bundled solutions. It combines retirement plan administration and recordkeeping services with expanded plan options, taking the burden off your shoulders so you can focus your energy where it belongs.
This open architecture retirement platform can be matched to any grouping of investment options—including company stock and self-directed brokerage accounts. The result is greater investment choice and control that can be tailored to your needs.
Our open architecture retirement platform plan services include:
Many owners and partners are looking for larger tax deductions and accelerated
retirement savings. Cash Balance or Defined Benefit plans may be the perfect solution
for them.
A Cash Balance plan is a defined benefit plan that specifies both the contribution to be credited to each participant and the investment earnings to be credited based on those contributions. Each participant has an account that resembles those in a 401(k) or profit sharing plan. Those accounts are maintained by the plan actuary, who generates annual participant statements.
Cash balance and defined benefit plans, also called pension plans, offer a pre-established benefit or account balance typically disbursed in a series of payments during retirement or as a single-sum payment at retirement.
Some of the benefits of establishing a Cash Balance/Defined Benefit Plan:
We work with ERISA (short for Employee Retirement Income Security Act of 1974) attorneys and actuaries who have extensive background and experience working with 401(k) and 403(b) plans, defined benefit and cash balance plans, and ESOPs.
We can help you successfully navigate the complicated requirements that your plan is subject to and identify and correct any existing errors before they are discovered on audit.
We can help you:
An employee stock ownership plan (ESOP) is a tax-qualified employee benefit plan that gives employees a greater stake in their company and an opportunity to reap the rewards of ownership. Like all other qualified plans, an ESOP is governed by the Employee Retirement Income Security Act of 1974 (ERISA). Unlike other qualified plans, ESOPs are designed to invest primarily in the stock of the sponsoring employer. In addition, ESOPs are the only qualified plan allowed to borrow funds to buy company shares.
Consulting Services
Speak with a Consultant today! We can help you.